PRIVACY POLICY

1. DATA PROCESSING CONTROLLER

The data controller for the information collected through this website is:

  • Identity: Papers Andorra SL (hereinafter, "Papers")

  • NRT: L-719071-R

  • Address: Carrer Ciutat de Consuegra 16, Edifici Illa, AD500 Andorra la Vella.

  • Email: hola@papers.ad

2. PURPOSE OF THE PROCESSING

At Papers, we handle the information provided by interested parties for the following purposes:

  1. Service Management: Manage business creation, accounting services, and inquiries made through the platform.

  2. Commercial Communications: Send information about our services, promotions, and updates, provided we have received your consent.

  3. Legal Compliance: Identity verification (KYC) and prevention of money laundering according to Andorran regulations.

  4. Analysis and Advertising: Enhance user experience and optimize our advertising campaigns.

3. LEGAL BASIS FOR PROCESSING

The legal basis for processing your data is:

  • Contract Execution: For providing the contracted services.

  • Consent of the Interested Party: For the use of third-party cookies and sending commercial communications.

  • Legitimate Interest: For improving security and the website itself.

4. DATA RECIPIENTS

Data may be communicated to third-party collaborators and service providers acting as data processors, including:

  • Plausible Analytics: For private web traffic analysis (without personal data tracking).

  • Google and Meta (Facebook): For advertising campaign management and remarketing.

  • Public administrations and banks: When necessary for company incorporation or account opening.

5. RIGHTS OF THE INTERESTED PARTY

According to the LQPD 29/2021, you have the right to:

  • Access your personal data.

  • Rectify inaccurate data.

  • Delete data when it is no longer needed.

  • Object to or restrict processing under certain circumstances.

  • Data portability.

To exercise these rights, you can send an email to hola@papers.ad, attaching a copy of your ID.

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Copyright Papers App © 2025 All rights reserved • Terms & Conditions

All services for Malta are provided by Papers App Ltd., registered in Malta with registration number C112488 and registered office at Soho The Strand, Fawwara Building, Unit S099, Triq l-Imsida, Gzira, GZR 1401, Malta. All company formation and related services offered through our platform in Malta are provided in collaboration with Zerafa Trustees Ltd, a limited liability company incorporated in Malta with registration number C 97921, authorized by the MFSA (Malta Financial Services Authority) under the terms of the Trusts and Trustees Act to offer these services. Papers App Ltd. acts exclusively as a digital intermediary and technology provider, facilitating the client onboarding process and document submission through its online platform. All regulated activities are carried out exclusively by Zerafa Trustees Ltd in full compliance with applicable laws and regulations. Papers App Ltd., “Papers” and the Papers logo are registered trademarks. Papers services may not be available to all clients. Terms and Conditions apply, which are subject to change. Papers App Ltd. is a registered technology company in Malta that provides digital solutions for company formations and accounting services. We are not a law firm and do not offer official legal, tax, or financial advice. The content displayed on our website or shared via email, WhatsApp, Slack, SMS, Zoom, Intercom, or social media is solely intended for general informational and educational purposes and should not be considered official legal advice. By using our website and services, you explicitly agree to our Terms of Service, Privacy Policy, and Data Processing Annex. Papers App Ltd is a financial technology (fintech) company and not a bank. Any banking services are provided through our licensed third-party partners. Papers App Ltd is an official partner of Revolut Ltd to facilitate corporate bank account openings. As part of this collaboration, we may display the name, logo, and services of Revolut on our website and communications in accordance with our contract. Revolut Ltd is a company incorporated and registered in England and Wales (company number 08804411). Revolut Ltd is authorized by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 (Firm Reference Number: 900562) for the issuance of electronic money.

All services for Andorra are provided by Papers Andorra SL, registered in Andorra with NRT L719071R, and based at Carrer Ciutat de Consuegra 16, Edifici Illa, AD500 Andorra la Vella. The logos, trademarks, and names MORABANC, ANDBANK, and CREAND are registered trademarks owned by their respective legal owners. These entities are duly licensed Andorran banks and supervised by the Andorran Financial Authority (AFA) in accordance with Law 10/2013, of May 23, on the supervision of financial entities. MORABANC, S.A.U. (AFA License B-10000537). Head Office: Av. Meritxell 96, Andorra la Vella. ANDBANK, S.A.U. (AFA License B-10000532). Head Office: Av. Princep Benlloch 11, Andorra la Vella. CREAND, S.A.U. (AFA License B-10000043). Head Office: Av. Meritxell 80, Andorra la Vella. The use of these logos and references on this website or in visual content is for illustrative and informational purposes only. Papers is not affiliated with, endorsed by, or acting as an agent of any of the aforementioned banking institutions, unless explicitly stated otherwise. The opening of a bank account is subject to each bank's internal approval processes, as well as their respective Know Your Client (KYC), Anti-Money Laundering (AML), and individual risk policies. Therefore, Papers and its partners cannot guarantee the opening or acceptance of any account.